Given the Fact We Have a Terrible Economy,

the 40 percent figure is probably conservative.

On the other hand, we have financial "experts" telling people they need to save a million dollars or more for retirement, and that's ridiculous. Many people get by just on Social Security if they really watch what they spend.

My former neighbor in Reno did that; she lived for years in a house that was long paid for. She managed to live just fine on $800 a month, and that was before her retired daughter moved in.

Of course the assholes in Washington can't allow for people to have anything in their retirement. Just simply raise the retirement age to 80 or 85 and get rid of Medicare and Medicaid, and all the world's problems would be solved when people die off in droves.