When You Don't Have a Job or All of Your Savings Have Been Wiped Out

of course you are not going to be "confident" as to your retirement prospects. I have given up on it and figure I am going to be detitute for the rest of my life thanks to that bullshit that happened in April of 2008.

The survey simply confirms what I already know:

A sizeable percentage of workers have virtually nothing put aside in savings accounts, 401(k)-type plans, or investments. Of workers surveyed, 57 percent report that the total value put aside for retirement is less than $25,000 (excluding home values and defined benefit pension plans). This includes 28 percent who report having less than $1,000 in savings.

The percentage of workers who report having saved for retirement now stands at 68 percent, down from 75 percent in 2011. This decline is found almost exclusively among those workers with household incomes under $35,000. Among this low-income group, the percentage of workers saving for retirement has fallen dramatically—from 49 percent in 2009 to 24 percent in 2013.

Only 50 percent of workers say they could definitely come up with $2,000 if they were faced with an emergency. Close to a third of workers surveyed—28 percent—believe they probably or definitely could not come up with this sum.

Well, when you don't have a real job or your current job doesn't pay shit, of course you are going to be skeptical as to your retirement prospects.

That's when lottery tickets become more important.